Pricing Actuary

  • Indefinido
  • Tiempo completo
  • Híbrido (08011, Barcelona, Barcelona, España)
  • Data

About the role:

When you join Cleverea, it’s not just another job. You’ll have the opportunity to build something that really matters, with a team that will become like family to you. You’ll have the freedom and tools to bring your absolute best, with countless opportunities.

We look for natural self-starters who think and execute from start to finish. You’ll help us show to the traditional insurance industry and modern consumers that things can be done better. People deserve more from their insurance, and we are the disruption that they needed.

We are looking for an experience Pricing Actuary to help us build the Actuarial team for all of our Non-Life insurance products. As part of the Advanced Pricing Analytics squad you'll take part in the creation, pricing and monitorint of multiple insurance products (mostly within Motor and Home).

What you will do:

  • Risk modelling. Keep track of loss performance. Analyse, define and monitor pricing variables, underwriting rules, and price positioning across channels including aggregators, brokers and direct distribution
  • Support the delivery of pricing and portfolio management solutions, for our Non-Life insurance business, through data analysis and modelling
  • Demonstrate increasing knowledge of relevant actuarial disciplines and procedures, including claim trend analysis and predictive modelling, to be able to provide first class service to external and internal customers
  • Regular reporting of key trends on Motor and Home portfolios
  • Regular liaison with Claims, Marketing, Product and Finance teams in communicating and understanding key portfolio trends
  • Modelling and monitoring of market pricing decisions
  • Develop & maintain actuarial systems and incorporate efficiencies or improvements as required
  • Support and supervise more junior colleagues through coaching of technical and soft skills
  • Contribute to a positive, inclusive and supportive team culture

What you should have:

  • Bachelor or Masters in Actuarial Science, Statistics, Data Science or equivalent
  • 3 years of experience in the field of actuarial pricing for non-life insurance lines. Ideally motor and home insurance
  • Solid experience with standard tooling for Non-Life insurance pricing, portfolio monitoring and other key activities: linear models (EMBLEM, AKUR8 or equivalent), open source programming (Python, R), and experience with machine learning models and visualization tools (PowerBI, Tableau, etc.).
  • Fluent English level is required (verbal and written)
  • Leadership skills and ability to deal with multiple stakeholders, including third parties such as customers and other insurers and reinsurers
  • Project management skills to lead developments end to end, from definition to execution
  • Teamwork attitude is a must. Must feel comfortable in the chaos
  • Highly skilles in communication and prioritization. Ability to select tasks and projects based on urgency and importance for the business
  • Laser-like attention to detail and excelent analytical skills

What we offer:

  • The opportunity to challenge a whole industry from scratch
  • A rock solid and fully committed team
  • Brand new office in Barcelona’s city centre
  • Competitive salary matching your skills and experience
  • Flexible working hours and remote working
  • Flexible remuneration
  • Stock-based compensation
  • In-office paid lunch every Wednesday
  • Regular in-person team events
  • Free coffee and snacks
  • Employee discounts
  • Employee referral program
  • Endless opportunities for professional growth

About Cleverea

We are an InsurTech startup based in Barcelona building the insurance company of tomorrow. We believe there is a much better way to cover people's risks and belongings by being fair, transparent, digital and convenient.

People need insurance as they need banks, utilities or food. The industry as a whole exists because people want to feel safe, and protected, knowing that someone will be there when (and if) things go wrong. But, as a consumer, there are very few products that are more inconvenient than insurance (at least up until today). If you ever had to file a claim with your insurance company, you’ll get it.

With technology at our core, at Cleverea we design, develop and distribute the best insurance products. We began with travel insurance, expanded to mobility with insurance for cars, bicycles, kick-scooters and motorbikes and are now entering other verticals within P&C (home, pets, electronics, among others). By leveraging on IoT, connected devices, machine learning and AI we are building the challenger multi line Neoinsurer in Southern Europe to disrupt a $5 trillion industry.